They are based on member’s savings.

Members are given twice their saved amount.

A member can apply for a new loan after paying his/her loan.

To qualify have savings of E70,000.00.

Every member is entitled to this loan.

Payable over twelve(12) months.

No proof is required to obtain this loan.

Maximum loan cannot exceed ten thousand Emalangeni (E10,000.00).

can be granted concurrently with other products.

A non-defaulting shall be able to revolve to a new loan agreement after 50% repayment, of which can be allowed in the form of cash deposit.

They are based on member’s savings.

The member is given 75% of his/her total savings.

Payable in 24 months.

The loan is given in cases of unforseen circumstances such as death.

A member can obtain a maximum amount of E20,000.00.

The maximum repayment is 24 months.

Ordinary savings shall be at least E10 000.00 to obtain this loan.

This loan is to support members in achieving whatever they would like to achieve to improve their lives.

The member has to meet the 5C’s of credit.

the member must have fully paid up shares.

The member shall be checked through ITC for clearance.

Maximum amount of E30,000.00.

The loan shall be repaid within 24 months.

This loan can be granted concurrently with other products or on its own.

The loan application should reach the office 3 days before the committee sitting.

Members are bailed out of other financial institutions.

Members must have savings of not less than E20,000.00.

Maximum loan is E100,000.00.

A member is bailed out once.