This is an investment product for retired members.

A lump sum of not less than E30,000 with traceable records shall be deposited once a year

A top-up of not less than E2,500 shall be allowed once a year.

There shall be no monthly deposit.

non-withdrawable untill maturity at 12 months.

Interest shall be re-invested on the product.

On resignation, the member shall be subjected to a penalty of 5% of the interest earned.

This is an investment product with an attractive interest.

A member shall deposit a minimum of E3000.00 (three thousand).

Deposits not less than 3000 shall be accepted as top up at 6 months intervals.

Can be transferred to ordinary savings.

Can be used as collatera.

This is a non-withdrawable savings product for retirement.

• Compulsory for all Members
• Minimum saving is E50.
• It acts as immediate pension after retirement.
• It act as collateral for member’s loan.
• Interest shall be calculated annually at a rate similar to school or holiday savings.
• This product is non-withdrawable until retirement however, 30% can be withdrawn once in 10 years.
• The member shall notify the office in writing, 2 months before the retirement date.
• If the member resigns before the retirement date funds will be accessible.
• The lump sum is payable within 2 weeks of retirement as per request.

This is a long-term saving product for children below 18 years.

Every child must join under principal member.

The monthly minimum savings shall be E50.

The amount shall be deducted from the principal member.

the savings shall be non-withdrawable untill the child is 18 years.

The principal member shall not borrow in any loan product against children’s product.

To serve as collateral for principal member’s loans.

Interest from this product shall be re-invested.